Tuesday, 26 April 2022

Personal (finance).

Today I'm snarking on the Financial Post while the Devil tries to quell his laughter at my outrage. I've been reading it since I used to read the paper copy of the National Post. I know it leans right but it's well-laid out and has some decent sections, like the part where they detail whether or not Very Rich families can retire based on how they manage their money. Like all media right now, none of it is grounded in reality but I've been reading this one column for twenty years and it still makes me laugh. Now I just read it online.

They always seem to land on a family with three or five rental properties, bags of cash pouring in every month and fully defined golden pension funds. It's just plain horrible. How will they ever manage? 

Indeed. Just how.

I used to try and do the math using my numbers in place of theirs. I never came out on top. No one gave me five stars for my retirement plan, instead maybe a loaf of bread as I looked hungry. 

None of that is Lochlan's fault. He was trying so hard to make a life for us but he counted and continues to count life in terms of days instead of years. Loch doesn't have time to look ahead, he's always looking over his shoulder, making sure he has my hand. Making sure I didn't drop the bread, that my coat is zipped up and that he has my hand. That I'm not crying (or bleeding). That I can keep up. That we have a place to run to, sine we've always running from somewhere. 

Danger is always hungry and cold. Danger means never sleeping or taking precious minutes to worry about the future. Lochlan would get a score of five full stars on his retirement plans because all his money is stuffed in a fireproof safe hidden away In Case. In case he needs it. In case we have to run. 

He is one of the reasons I keep the Devil so close. Not because I ever wanted to but because the Devil has to pay for this five-star future now. He promised and I continue to hold him to it. I take the money and I stuff it everywhere and I don't worry about returns or plans or anything now. The numbers look good and one of these days Lochlan will see that.